Shoal River Landing Homes for Sale in Crestview, FL
Shoal River Landing is a D.R. Horton neighborhood on the south side of Crestview, just off Highway 85. The builder has sold out, so every home here is now a resale.
Where Is Shoal River Landing?
Shoal River Landing sits on the south end of the middle of Crestview in ZIP code 32539, off State Road 85. That puts you on the side of town that faces the bases. You can head south on 85 toward Duke Field, Eglin and the beaches without driving through downtown, and I-10 is a few minutes away. Riverside Elementary and Shoal River Middle are both nearby, along with the Publix, Walmart and restaurant stretch on South Ferdon Boulevard.
How Long Is the Commute to Eglin, Duke Field and Hurlburt?
DestinationTypical drive
Duke Field: 24 min
Eglin AFB (main base): 33 min
Hurlburt Field: 51 min
I-10: 8-10 min
Times depend on gate, time of day and traffic on Highway 85. If you have your report date and duty location, I'll give you a realistic estimate for your actual route.
What Are the Homes Like?
Homes in Shoal River Landing are D.R. Horton single-family plans built in the early 2020s, with attached two-car garages, open kitchen and living areas, and a mix of one- and two-story layouts. D.R. Horton sold these homes new with its Home is Connected smart home package, which included items like a smart thermostat, smart switches and a voice assistant. On a resale, ask which devices are still installed and make sure the seller removes their accounts before closing.
Community Amenities
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Community pool
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Covered pool cabana
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Sidewalks
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Landscaped entrance
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Pool access, rules and upkeep are handled by the Shoal River Landing Homeowners Association.
Schools Serving Shoal River Landing
Shoal River Landing is in the Okaloosa County School District. Recent Shoal River Landing listings show these assignments:
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Riverside Elementary, 3400 E. Redstone Ave (grades K–5)
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Shoal River Middle, 3200 E. Redstone Ave (grades 6–8)
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Crestview High School, 1250 N Ferdon Blvd (grades 9–12)
Buying in Shoal River Landing with a VA Loan
Most of the buyers I work with use VA loans, and Shoal River Landing works well for them. Some things to know:
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Assumable VA loans. Many homes here were bought new in 2021 and 2022, when rates were low. Ask whether the seller's loan is assumable. Taking it over could lower your payment, but assumptions take longer and need lender approval, so plan around your report date.
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Builder warranty. D.R. Horton's structural warranty can run for years after the original sale. Ask the seller what coverage is left and whether it transfers to you.
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HOA review. Every home is in the Shoal River Landing HOA. Your lender and your budget both need the current dues and HOA documents early.
What I Check Before My Clients Make an Offer Here
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HOA documents and dues. Get the current rules, fees and any planned increases in writing from the Shoal River Landing HOA.
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Builder repairs. Ask whether any warranty claims were filed and whether they were completed. Get a full inspection even though the home is only a few years old.
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Fence and lot. Confirm whether the fence belongs to the home, and compare the lot size against nearby sales, since similar floor plans can sit on different lots.
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Flood zone. Check the specific lot on the FEMA map and get an insurance quote early.
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School assignment. Verify it for the exact address after the 2026 rezoning.
Why Work with Tanya Rivera in Shoal River Landing
I'm a lifelong Crestview native, a Crestview High graduate, and a Military Relocation Specialist with The Property Group 850, Inc. I've sold 300+ homes since 2015. Most of my buyers use VA loans, and many are buying on PCS orders from another state or overseas.
I know which south-side neighborhoods make the Highway 85 commute easiest, and I'll tell you honestly if Shoal River Landing isn't the right fit for yours.
Compare Nearby Crestview Neighborhoods
Still deciding? Compare Shoal River Landing with Redstone Commons, Lee Farm, Patriots Ridge, Chanan Estates and Juniper Creek, or see my Best Neighborhoods in Crestview guide.
Frequently Asked Questions About Shoal River Landing
Who built Shoal River Landing?
D.R. Horton built the homes in Shoal River Landing. The builder has finished selling, so homes for sale now are resales.
Where is Shoal River Landing in Crestview?
On the south side of Crestview off State Road 85, in ZIP code 32539.
How far is Shoal River Landing from Duke Field and Eglin AFB?
Both are south of Crestview on Highway 85, and Shoal River Landing is already on the south end of town, so you skip downtown traffic. I'll give you real drive times from the exact street.
Does Shoal River Landing have an HOA?
Yes. The Shoal River Landing Homeowners Association maintains the pool and common areas. Current dues are $553 Annual. Ask for the latest HOA documents during due diligence.
What amenities does Shoal River Landing have?
A community pool with a covered cabana, sidewalks and a landscaped entrance.
Do the homes have smart home features?
D.R. Horton sold them new with its Home is Connected smart home package. On a resale, ask which devices remain and have the seller remove their accounts before closing.
What schools serve Shoal River Landing?
Recent listings show Riverside Elementary, Shoal River Middle and Crestview High. Confirm the assignment for any specific address with the Okaloosa County School District.
Can I use a VA loan in Shoal River Landing?
Yes. VA loans are common here, and because many homes were bought when rates were low, it's worth asking whether the seller's VA loan is assumable.
Is Shoal River Landing in a flood zone?
It depends on the individual lot. Check the FEMA flood map for the specific address and get an insurance quote before you make an offer.
Get Shoal River Landing Updates
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Instant alerts when a Shoal River Landing home is listed
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Price-reduction notices
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Recent sold prices
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A private showing, in person or by live video for PCS buyers
About the Author
Tanya Rivera is a REALTOR® and Military Relocation Specialist with The Property Group 850, Inc. in Crestview, Florida. She's a lifelong Crestview native and Crestview High graduate, and most of the buyers she works with use VA loans, many of them relocating on PCS orders to Eglin AFB, Duke Field and Hurlburt Field.
FL Real Estate License #3315357
Last updated: October 2026
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